Inflation Calculator
Calculate the future cost of goods and the erosion of money's purchasing power
₹
₹ 1,000₹ 1,00,00,000
%
Years
Calculation Result
Equivalent Future Cost
₹1,79,085
Loading visualization...
Residual Purchasing Power
₹55,839
Cumulative Price Rise
79.08%
How this calculator works
1
Enter an amount of money today.
2
Choose expected annual inflation rate (e.g., 5% - 7%).
3
Select time frame in years to see equivalent future cost and residual purchasing power.
Formula & Mathematics
Inflation Future Value & Purchasing Power Formula
FV = PV × (1 + r)ⁿ; Purchasing Power = PV / (1 + r)ⁿ
Where PV is present value, r is annual inflation rate, and n is number of years.
Worked Example
What ₹1,00,000 today is worth in 15 years at 6% inflation
₹1 Lakh evaluated over 15 years.
• Future Cost for equivalent goods = 1,00,000 × (1.06)¹⁵ = ₹2,39,656
• Real Purchasing Power = 1,00,000 / (1.06)¹⁵ = ₹41,727
You will need ₹2.40 Lakhs to buy what ₹1 Lakh buys today.
Frequently Asked Questions
Investing in growth assets such as equities, mutual funds, and real estate historically outperforms consumer inflation over long periods.
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