Lumpsum Calculator
Calculate the expected maturity value of one-time mutual fund investments
₹
₹ 5,000₹ 1,00,00,000
%
Years
Calculation Result
Total Maturity Value
₹3,10,585
Loading visualization...
Invested Capital
₹1,00,000
Est. Gains
₹2,10,585
How this calculator works
1
Enter your one-time capital investment.
2
Enter the expected annual compound growth rate.
3
Select the investment horizon in years.
Formula & Mathematics
Lumpsum Future Value Formula
FV = P × (1 + r)ⁿ
Where P is the initial investment amount, r is the expected annual return rate, and n is the investment period in years.
Worked Example
₹2,00,000 invested for 10 years at 12%
Lump sum deposit in an index fund for 10 years.
• FV = 2,00,000 × (1 + 0.12)¹⁰ = ₹6,21,169
• Total wealth gained = ₹4,21,169
Your ₹2 Lakhs investment triples to ₹6.21 Lakhs.
Frequently Asked Questions
SIP is ideal when investing monthly income to mitigate market volatility, whereas Lumpsum is best when you have excess idle cash and a long time horizon.
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